Products and Carriers

At Freedom Broker Services, we offer independent producers access to the most competitive Life, LTC and DI products from carriers you can trust. We have chosen our product portfolio based on the following criteria:

1. Carriers with Financial Strength and Stability
2. Products to meet the needs of your clients
3. Competitive payouts
4. Flexible and progressive underwriting
5. Retention limits
6. Ease of doing business

Our main product focus is with John Hancock Life Insurance Company because we believe they exceed our expectations regarding the above criteria. They have over 100 years of experience in the life insurance business and are among the highest rated insurance companies for financial strength and stability, as judged by major rating agencies. Their long history offers a record of promises fulfilled and needs met. Further, we believe that John Hancock’s products have been designed to be extremely competitive in their respective target market, which provides real value for you and your clients.

In addition to the exceptional products we offer from John Hancock, we are pleased to be able to offer products from additional carriers who meet our carrier criteria, and who we believe to have the best products for each respective market. The following is the current listing of products and carriers:

We will continue to monitor the market for new and innovative products which may offer a better solution for meeting your goals and present available alternatives to you for your evaluation as would be appropriate.