Products and Carriers
At Freedom Broker Services, we offer independent
producers access to the most competitive Life, LTC
and DI products from carriers you can trust. We have
chosen our product portfolio based on the following
criteria:
- Carriers with Financial Strength and Stability
- Products to meet the needs of your clients
- Competitive payouts
- Flexible and progressive underwriting
- Retention limits
- Ease of doing business
Our main product focus is with John Hancock Life
Insurance Company because we believe they exceed
our expectations regarding the above criteria. They
have over 100 years of experience in the life insurance
business and are among the highest rated insurance
companies for financial strength and stability, as
judged by major rating agencies. Their long history
offers a record of promises fulfilled and needs met.
Further, we believe that John Hancock’s products
have been designed to be extremely competitive in
their respective target market, which provides real
value for you and your clients.
In addition to the
exceptional products we offer from John Hancock,
we are pleased to be able to offer products from
additional carriers who meet our carrier criteria,
and who we believe to have the best products for
each respective market. The following is the current
listing of products and carriers:
| UL-G |
|
Term |
John Hancock
Hartford
AIG
ING
Prudential |
|
John Hancock
ING
Banner
AIG
West Coast Life |
| |
|
|
| SUL-G |
|
LTC |
John Hancock
Principal
Genworth
AIG |
|
John Hancock
MetLife
Prudential
Genworth |
| |
|
|
| Whole Life |
|
DI |
John Hancock
New York Life |
|
MetLife
Principal |
We will continue to monitor the market for new and
innovative products which may offer a better solution
for meeting your goals and present available alternatives
to you for your evaluation as would be appropriate.
|