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The Freedom Advantage
Our mission is to help independent producers achieve
the freedom they desire by providing the resources
needed to build a successful practice. Our unparalleled
experience in the following areas of service and
comprehensive support is really what The Freedom Advantage is
all about:
- Identification of product and concept niches - FBS offers you the opportunity to prospect, then we drive the prospects from there. We've identified all of the following product and concept niches that we can help you with:
- Sub-standard underwriting - Bring your "what-if" cases to us and we will shop it for you and a formal or informal basis.
- Jumbo case underwriting - We will lock up the reinsurance market for you and cede the risk amounts as needed for various carriers to max out retention levels.
- Foreign Nationals - We have an assortment of carriers that have special underwriting considerations and are willing to work with foreign nationals
- Premium Financing - We have a number of quality carriers and financing arrangements available. We help you identify when premium financing is appropriate and we drive the process for you.
- Executive Compensation - We work with a variety of case designs for Key Person coverages that may include funding with life insurance, annuities, disability income plans or LTC plans to create the golden handcuffs your business clients need to attract and retain top notch executives.
- Estate Planning - We can provide you with two levels of planning. Based on your clients level of sophistication and the detail of the fact finding you do, we can provide you with attractive presentations and output to guide you and your client through the planning process. This support demonstrates to your client the level of expertise and diligence you have provided on their behalf. Second-to-die life insurance sales techniques and products are our specialty.
- Case design - FBS works with you from start to finish on a case. For the initial case design, we work with you to understand the facts and to design a plan to best suit your clients needs. We do the legwork to ensure that the case it being considered from all angles, that we're fulfilling all the objectives for the client, and that we're finding the best product fit. We provide multiple company solutions and alternatives. This includes running illustrations for you and creating the presentations. We are also available to help with the initial case discussion by offering to get involved with the client, attorneys, CPAs or other financial advisors to keep the dialogue moving. Additionally, we involve home office advanced sales teams so that you can feel confident that the case design is best of the best.
- Due diligence on the financial stability and ratings of carriers - When it comes to choosing the right products and carriers, we take the guess work out of your job by doing the homework for you. We are continuously looking for the best carrier in every product area. We check the vital signs weekly to make sure the financials are strong and that the ratings and stewardship will stand the test of time.
- Competitive analysis - FBS prepares pricing and product feature comparisons for you to review before making a professional recommendation to the client.
- Developing recommendations - At FBS, we apply a team approach when making recommendations for your clients.
- Turnkey marketing presentations - FBS has state of the art proposal capabilities to take the concept to the street in a sellable manner that is understandable and marketable.
- Client presentations - FBS positions the producer to be the most competitive and best prepared to win the sale. We are even available to make the sale for you, if that is your preference. Again, we will provide state of the art graphics and presentation material, including Power Point presentations customized for the producer. Armed with a matrix of the top carriers, as vetted by FBS, we will give you a professional recommendations as to what you should lead with on any given case.
- Advanced Sales Support - FBS taps into the most talented support teams of each carrier we represent. We recognize that varying carriers have different strengths, whether product or concept niches, and we know which advanced sales team can best handle the situation.
- Professional alliances and partners - FBS determines what you need to drive the sale and then brings in the experts to help bring it fruition. We have relationships with premier attorneys and CPAs, with multiple areas of expertise, that will present you in the best light with your client.
- Underwriting support - FBS is equipped to drive your cases in an expeditious and thorough manner. We work with the best paramedical and medical exam providers, and drive the APS process. FBS will constantly monitor your cases from illustration, to contracting and state licensing appointments, to application processing, and all underwriting requirements.
- Education and training - At FBS we offer a variety of education and training opportunities throughout the year. By working with us you will have access to Continuing Education, to one-on-one training and presentations from experts in the fields of law, accounting, investments, and retirement planning. Our topics are timely and based on current market trends.
- Compensation and bonus structure - FBS aggressively manages our carrier relationships to make sure we provide competitive compensation while bringing unique value added creativity, experience, and intellectual capital to the sales process.
Freedom Broker Services is able to provide this
level of premier resources and support due to the
commitment of their team and supporting staff:
- President, Kevin P. “Big Daddy” Conley,
CLU, CASL, LUTCF, CLTC
- Vice President, Ryan D. Buck, CLTC
- New Business Coordinator, Maggie Hamadi
- Assistant Vice President, John Burke, CLU, ChFC
- Business Development and Strategic Marketing Support, Megan Carpenter
- Marketing Coordination, Gloria Fazio
- Home Office Advanced Sales Consultants
- Product Wholesalers
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