Advanced Sales Ideas
In addition to providing you with professionally
custom designed packages for estate planning, business
insurance, and all your client’s needs, we
provide you with advanced sales ideas, product spotlights
and regulatory updates to help you continually uncover
new cases. Our specialty is in assisting you with
advanced cases pertaining to any of the following
concepts:
Estate Planning
Your clients have worked hard over the years and
accumulated considerable assets – Enough
to live on comfortably and to plan for the futures
of those close to them. But without an estate
plan, their estate could dwindle as a result of
taxes and other wealth transfer costs. To request
an Estate Planning Kit, please email
.
Premium Financing
As a successful individual who has accumulated
significant assets, your client may have a need for
life insurance in their estate plan. However,
finding the liquid assets to purchase a large insurance
policy is not always a simple thing to do. To request
a Premium Financing Kit, please email
.
Charitable Planning
Making charitable gifts
can help your clients not only to achieve their charitable
objectives, but also to preserve their personal wealth.
Life insurance can greatly leverage the benefits
of charitable gifts, whether by a simple gift of
a life insurance policy to a charity, or through
more complex planning techniques such as Charitable
Lead and Charitable Remainder Trusts. To request
a Charitable Planning Kit, please email
.
SERP and Salary Deferral
For many highly compensated executives, savings
in qualified retirement plans will not be sufficient,
due to qualified plan contribution and income limits. To
request a SERP or Salary Deferral Kit, please email
.
Succession Planning
Have you ever been walking
down the street, discovered a unique store or restaurant
and then the next time you visit, it's gone? Or how
about the bakery on the corner that has been run
by the same family for generations that just disappears
one day - don't you wonder what happened? One thing
that most likely contributed to the collapse of these
businesses is that they failed to have succession
planning. To request a Succession Planning Kit,
please email
.
Split Dollar
Split Dollar arrangements
come in various designs which can be very helpful
for your clients diverse planning needs. Split Dollar
can be used in a variety of ways to minimize income,
estate, and gift taxes. Furthermore, Split Dollar
plans have long been used by corporations as a fringe
benefit to encourage employees to remain with the
company, or to help the corporation to fund benefits
for a valuable executive. To request a Split Dollar
Kit, please email
.
409A & COLI
Best Practices
The Treasury Department has issued the long-awaited
final regulations on Section 409A, as well as a
Notice on split-dollar arrangements and Section
409A. The final regulations generally follow
the outline of the proposed regulations that were
issued in September 2005. To request a 409A & COLI
Best Practices Kit, please email
.
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